Get upto 4%* on our Savings Account Balances with Bromi Capital .
More DetailsGet upto 4%* on our Savings Account Balances with Bromi Capital .
More DetailsDear Customer, We have launched Video KYC facility for New customer to open savings ac
These four steps can help make it happen.
Good habits are the foundation of smart spending and saving.
We have tools and tips to help you make payments on-time:
Help avoid late fees and overdrafts with low balance alerts.1
Pay your bills on time and avoid late fees with payment reminders.
Discounted Intuitive Investor® advisory fee
Boost your potential to get lower credit card and loan interest rates by sticking to good credit habits.
Develop an accurate picture of what you’re spending money on now, and what you’d rather spend money on later.
Track all of your expenses:
Car, rent, and mortgage payments
Groceries, streaming subscriptions, and medications .
Lunches, movie tickets, and rideshares
Make tracking your expenses easier with My Spending Report.
Once you know your current expenses, split them into two categories — essentials and extras. Now review your “extras” category. Where can you cut spending?
What extras can you cut back on and save? Consider expenses like:
Subscriptions, memberships, and shopping
Restaurants, electronics, and new furniture .
Concerts, sporting events, and vacations
For example, it’s easy to overspend on food. If you typically spend £100 on takeout, budget to spend less than £50 and put the other £50 into savings.
Your first savings goal should be an emergency fund equal to six weeks of your income. Don’t be discouraged if you have no emergency savings yet. Start by saving a paycheck’s worth of income and build from there
Once you’re ready to start cutting back, My Savings Plan® can help you track your savings progress.2
After identifying areas to cut spending, you’ll want to create a budget that allows you to save every month.
To make budgeting easier, use Budget Watch to set specific goals and get notifications when you’re nearing your spending limits. You will also be able to chart your monthly expenses with information taken from your actual spending history.
Automatically track and sort your spending to streamline your money management.
Create a personalized budget to track expenses and help you meet your financial goals.
Reach your goals faster by setting up automatic transfers3 and monitoring progress.
